KYC/AML Policy
Know Your Customer & Anti-Money Laundering Compliance
Last updated: March 16, 2026
Our Commitment to Security
EONSLIFE is committed to preventing money laundering, terrorist financing, and other financial crimes across all eight of our services: Hybrid Crowdfunding, FORGE Networking, AI-Trading (WISE 1), TrustOS, OMNIFLOW, PAULINA, NEGOTEON, and LIFESCOUT.
1. Purpose
This KYC/AML Policy outlines our procedures for verifying user identities, monitoring transactions, and reporting suspicious activities across all EONSLIFE services in compliance with international anti-money laundering regulations.
2. Services Covered
This policy applies to all EONSLIFE services:
Hybrid Crowdfunding
Campaign creation, contributions, equity investments, fund disbursements.
FORGE Networking
Professional profiles, investment deals, partnership transactions.
AI-Trading (WISE 1)
Exchange connections, portfolio management, trading activities, DealFuel transactions.
TrustOS
Identity verification, trust scoring, security monitoring, and compliance checks across all platform services.
OMNIFLOW
Autonomous project execution, milestone fund releases, budget allocations, and contractor payments.
PAULINA
AI Ambassador coaching transactions, referral network management, and DealFuel-based coaching service payments.
NEGOTEON
High-value asset transactions, escrow services, dual-price spread monitoring, listing fee payments, and cross-border deal verification.
LIFESCOUT
Scout identity verification, mission reward payments, verification evidence authenticity checks, and scout network integrity monitoring.
3. Verification Requirements
3.1 Basic Verification (All Users)
- Valid email address (verified)
- Phone number (verified via SMS)
- Country of residence declaration
- Acceptance of Terms, Privacy Policy, and KYC/AML Policy
3.2 Full Verification (Enhanced Users)
Required for: higher withdrawal limits, campaign creation, equity investments, WISE 1 advanced features, lending
- Government-issued photo ID (passport, national ID, driver's license)
- Selfie photo for facial verification
- Proof of address (utility bill, bank statement - less than 3 months old)
- Source of funds declaration (for transactions over $10,000)
3.3 Enhanced Due Diligence
Required for high-risk scenarios:
- Politically Exposed Persons (PEPs)
- Users from high-risk jurisdictions
- Large campaign fundraising (over $100,000)
- Equity crowdfunding participants
- Large-volume trading through WISE 1
- NEGOTEON VIP-tier transactions ($1M+ asset deals)
- Significant DealFuel purchases or withdrawals
4. AI-Powered Verification (SENTINEL)
Our AI agent SENTINEL conducts identity verification using:
- Document Analysis: Authenticity checks, tampering detection, data extraction
- Facial Recognition: Matching selfie to ID photo
- Liveness Detection: Ensuring real-time verification
- Watchlist Screening: Sanctions lists, PEP databases, adverse media
- Behavioral Analysis: Pattern recognition for fraud detection
5. Transaction Monitoring
We monitor transactions across all services for:
- Unusual patterns or volumes in DealFuel transactions
- Structuring (breaking transactions to avoid thresholds)
- High-risk geographical connections
- Inconsistency with stated profile or purpose
- Rapid movement of funds between services
- Suspicious trading patterns through WISE 1
- NEGOTEON price manipulation, artificial spread inflation, or coordinated shill listings
- LIFESCOUT false verification submissions, scout identity fraud, or bribery indicators
- Unusual FORGE networking activity
6. WISE 1 & Exchange Compliance
Additional requirements for AI-Trading features:
- Exchange connections require verified account status
- Large trading volumes may trigger additional verification
- Suspicious trading patterns are flagged for review
- Cross-exchange transfers are monitored
7. Suspicious Activity Reporting
EONSLIFE will file Suspicious Activity Reports (SARs) with relevant authorities when required. We are legally prohibited from informing users when a SAR has been filed.
8. Record Keeping
- Transaction records: Retained for 10 years
- Verification documents: Retained for 5 years after relationship ends
- Communication records: Retained for 7 years
- WISE 1 trading history: Retained for 10 years
9. Prohibited Activities
10. Restricted Jurisdictions
EONSLIFE cannot provide services to users from jurisdictions subject to comprehensive sanctions or where our services would be illegal. This includes but is not limited to: North Korea, Iran, Syria, Cuba, and Crimea region.
11. User Obligations
Users must:
- Provide accurate and truthful information
- Update information when changes occur
- Not use the Platform for illicit purposes
- Report suspicious activity by other users
- Comply with verification requests promptly
- Only connect exchange accounts they personally own
- Not share account access with others
12. Consequences of Non-Compliance
Violations may result in:
- Account suspension or termination
- Freezing of DealFuel and funds pending investigation
- Disconnection from exchanges
- Reporting to relevant authorities
- Legal action as appropriate
13. Staff Training
All EONSLIFE staff receive regular AML training and are aware of their obligations under this policy and applicable regulations.
14. Policy Review
This policy is reviewed annually and updated as needed to reflect changes in regulations, risk assessments, and industry best practices.
15. Contact
For KYC/AML inquiries, contact our Compliance team at [email protected]